Methods of Compensation


Our initial consultation and information gathering appointment is performed at no charge.   The “investment” you make is the time necessary to gather the information we need to know and fully understand your situation so we are clear about your goals, needs, past experiences and worries.

Advice is not a commodity!  Working diligently to offer the highest quality advice, to earn the trust and respect of clients and professional colleagues is our primary goal. 

Advice does matter!  Quality advice can make a real positive difference in the lives of our clients, their families, our community and the world. 

Our compensation consists of fees and commissions derived from the various investment, insurance or annuity solutions designed for your specific situation.  We are very open in disclosing these costs.

A very important part of our partnership is your assistance in sharing our story with others – your family, friends, and colleagues – who could potentially be helped by knowing our team and Janney Montgomery Scott LLC. 

Remember, we help clients answer the two most fundamental questions everyone has:  "Will I make it?" and "Are there any financial "blind spots" that have been overlooked that may do me harm and stop me from making it?"   Let us help you answer those two questions.